Posts Tagged ‘help’

Q&A: Where do I need to go to find help with consolidating payday loans?

Question by Karrie M: Where do I need to go to find help with consolidating payday loans?
I have taken out too many payday loans and now I am having problems paying them all back and paying my bills at the same time. I am now late on most of my bill because of the payday loans…..please help!!!

Best answer:

Answer by Sean
Nothing you can do to consolidate them. Pay day loans are designed so if you don’t pay it off in full then they accumulate interest at a very high rate. They basically design them so that you take your first one out, then you have to pay it back, but you need more money so you take another one out and so on. It’s a vicious cycle… I’d say take out a small personal loan from a bank to pay them off that way you can consolidate them into the one loan…but banks are not really lending out money right now… Sorry…

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I need help getting out of payday loans?

Question by Mary S: I need help getting out of payday loans?
I got myself into a big mess with payday loans. I am falling behind on my other bills due to this. Anybody no of anyway to get help out of this type of situation?

Best answer:

Answer by Doug Kaplan
Well your other bills and food bills are more urgent. Close your bank account and when they call you work out arraignments with them. I believe it’s a civil not a criminal matter.

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How to get help with South Carolina payday loans?

Question by Tommy G: How to get help with South Carolina payday loans?
I have 3 payday loans in South Carolina, but I don’t have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit report?

Best answer:

Answer by mister ed
you will not go to jail but they might take you to court — with the interest that payday loans charge you had better get them paid off before you pay any other bills!!!

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Are there any payday loans or emergency loan companies that will help people in the Military Reserves?

Question by Dawn L: Are there any payday loans or emergency loan companies that will help people in the Military Reserves?
We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?

Best answer:

Answer by Gary
I wouldn’t do this. Why spend unnecessary? You are betting on receiving something that has yet to come. What would happen if something goes wrong for you? This is like writing a check and not having enough money in your account to cover it.

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