Comments for http://fast-online-payday-loan.info

Comment on How many payday loans can I have out. Does it matter state by state? Refrences? by Pengy

Pengy — Thu, 23 Feb 2012 07:27:42 +0000

If you cannot afford to pay back the two to clear them up, how are you going to handle any additional? Things are bad when a payday loan turns you down

Comment on How many payday loans can I have out. Does it matter state by state? Refrences? by gogs1225

gogs1225 — Thu, 23 Feb 2012 07:16:56 +0000

Yes, state to state have different laws. In some states, payday loans are not legal but there are some companies that still lend.
Some payday loan companies will be flexible with customers , maybe some companies’ systems don’t integrate their software with the law. The payday loan stores have access to other companies that give your information, from how many loans you have, how much you have out, from when they were given, even the ones that were defaulted.
Try to get out of payday loans, or use them only in an emergency.
Also, try Prosper. People lending to people.

Comment on I am looking for a lender who loans funds to those with bad credit and not a payday loan. I want monthly notes? by Ed Fox

Ed Fox — Thu, 23 Feb 2012 06:24:18 +0000

No chance.
Would you really loan money to someone with a poor record of paying back?

Comment on I am looking for a lender who loans funds to those with bad credit and not a payday loan. I want monthly notes? by MVD34

MVD34 — Thu, 23 Feb 2012 06:03:38 +0000

To put it bluntly: that just isn’t the way the world of banking and credit works.

Payday lenders and the like exist for people with bad credit because everyone else (“the banking industry”) refuses to lend to subprime borrowers in all cases.

The only reasonable exception to the rule is a credit union. However, if your FICO score is below 620, you won’t be able to get an unsecured loan from them either.

Comment on What is the consequences when Payday loans lender? by Kimberly Jonathan

Kimberly Jonathan — Thu, 23 Feb 2012 05:35:57 +0000

As stated by a previous commenter, when a payday loan lender does not follow state or federal regulations, they may be fined and even lose their business license. If it’s a state violation then a state agency, usually named something similar to the Office of Financial and Insurance Regulation, will start an investigation on the business. In addition, if a payday loan lender is discovered charging interest rates that are even too extreme for the payday loan usury interest rates, then they may be subjected to further fines and other types of punishment.

Comment on What is the best way to dig myself out from under high interest payday loans? by David M

David M — Thu, 23 Feb 2012 03:57:00 +0000

Cut your spending back, way back. Do not buy anything you do not absolutely need. No more dining out, smoking, drinking. Take in a roommate. Sell your car ad get a cheaper one. And look for a part time job.

Learn to live within your means. Spend less than you earn.

Comment on Will filing bankrupcy elimate payday loans? by yourmtgbanker

yourmtgbanker — Thu, 23 Feb 2012 03:40:48 +0000

Yes, it will eliminate your payday loans. You HAVE to list these debts in your bankruptcy petition to make sure they are included.

Comment on How can I consolidate my PAYDAY LOANS? by tomdchi

tomdchi — Wed, 22 Feb 2012 23:49:13 +0000

I work for one of the largest finance companies in the US. If your credit score is below 520 then you stand little chance of getting anyone to lend you any more money. You have to look at it from their prospective. It sounds like you don’t pay your bills, so why would anyone take the risk. Thats what people really don’t understand. A good credit score is built on history of how well you have paid in the past.
Your only choice is probably bankruptcy. As far as getting a car, you can go to a “tote the note” places.

Comment on How can I consolidate my PAYDAY LOANS? by SexyTrojan

SexyTrojan — Wed, 22 Feb 2012 23:35:35 +0000

Look for the bad credit auto loans in your area. The interest will be high, but you’ll get a car.

Comment on How can I consolidate my PAYDAY LOANS? by buttercup100025

buttercup100025 — Wed, 22 Feb 2012 23:06:03 +0000

sorry, man looks like bankruptcy your only options unless u hit the lotto. quickly